Sorry, fashion aficionados, but sometimes you’re so predictable. Minimalist or maxi, monochrome or mono-not, every style lover has a few things that will always make them swoon. Whether it’s a particular brand name or a piece that has serious style-world cred, there’s a whole catalog of items that make for fantastic gift ideas.

The catch? Those will-never-say-no-to-them-kind of gifts can be expensive (naturally). High price tags can make gifting them difficult, especially during a season when shopping, and charging, are happening all the time. The key to avoiding a bigger bill and the resulting interest charges is to think outside the box. When you choose Affirm at checkout, you can buy now and pay over time, breaking a charge into monthly or weekly installments that are way more manageable. You’ll see exactly what you’ll owe up front—no complex calculations or surprises. See footer for details.

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With that shopping superpower in mind, let this be the holiday you do the thing. Treat yourself or buy a gift you know they’ll love (and use, literally, forever).

Our mission at STYLECASTER is to bring style to the people, and we only feature products we think you’ll love as much as we do. Please note that if you purchase something by clicking on a link within this story, we may receive a small commission of the sale.

Zales Hollow Oval Link Chain Necklace in 14K Gold

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Courtesy of Zales.

Courtesy of Zales.

Link chain necklaces are hanging on stylish necks all over at the moment. It’s classic but in-the-know at the same time—and fashion addicts can always layer on another. (With Affirm, get it for 4 interest-free payments of $94).



Zales Hollow Oval Link Chain Necklace… $389.99


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Alice + Olivia Kitty Puff Sleeve Cardigan

Courtesy of Alive + Olivia.

Courtesy of Alive + Olivia.

Cottagecore and its granny-chic aesthetic is still here, and the more homespun, hand-crafted details, the pricier the piece. (With Affirm, get it for as low as $50/month).



Alice + Olivia Kitty Puff Sleeve… $550


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Pat McGrath Lip Fetish Sheer Colour Balm Trios

Courtesy of Pat McGrath.

Courtesy of Pat McGrath.

Fashion lovers need all of their accessories to make a statement—makeup included. This balm trio’s signature packaging (that golden pout!) fit the bill. (With Affirm, get it for 4 interest-free payments of $23).



Pat McGrath Lip Fetish Sheer Colour… $92


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Dior Trotter Travel Cosmetic Bag

Courtesy of Tradesy.

Courtesy of Tradesy.

French designer plus monogramming… you really can’t go wrong. Simple pouches can be used in a multitude of ways, and the classic look is ageless. (With Affirm, get it for as low as $32/month).



Dior Trotter Travel Cosmetic Bag $350


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Jacquemus Les Creoles Chiquito Noeud Earrings

Courtesy of Moda Operandi.

Courtesy of Moda Operandi.

The style world was collectively captivated by mini, mini bags at some point, but this cheekier take is what fashion-obsessives want to wear now (at least on their lobes!). (With Affirm, get them for as low as $28/month).



Jacquemus Les Creoles Chiquito Noeud… $310


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Hermès Clic Clac H Bracelet

Courtesy of The Real Real.

Courtesy of The Real Real.

Fashion trends may come and go, but some iconic pieces are always in favor. Opt for one of those if you’re shopping for something really special they’ll always cherish. (With Affirm, get it for as low as $52/month).



Hermès Clic Clac H Bracelet $575


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Sleeper Sizeless Viscose Pajama Set

Courtesy of Moda Operandi.

Courtesy of Moda Operandi.

Elevated pajamas are one of the chicest things out there. Handy to have for trips and sleepovers, they also feel so, so special on a random Tuesday. (With Affirm, get them for as low as $23/month).



Sleeper Sizeless Viscose Pajama Set $245


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Hermès Ulysse PM Agenda Cover

Courtesy of The Real Real.

Courtesy of The Real Real.

Shopping preowned isn’t just a way to find luxe accessories within reach—it’s also the sustainable way to go. Heritage brands and timeless pieces are smart picks for pleasing people who identify as particular. (With Affirm, get them for as low as $14/month).



Hermès Ulysse PM Agenda Cover $166.50


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Pat McGrath Skin Fetish Sublime Skin Highlighter

Courtesy of Pat McGrath.

Courtesy of Pat McGrath.

Makeup junkies and more-is-less folks alike will appreciate a gorgeous highlighter. It gives that hard-to-define glow that doesn’t come cheap and is easier to bestow when you break it into four pay-over-time chunks. (With Affirm, get it for 4 interest-free payments of $15).



Pat McGrath Skin Fetish Sublime Skin… $60


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Wave Murano Glass Candle

Courtesy of Moda Operandi.

Courtesy of Moda Operandi.

If candles are a fail-safe gift, then a gorgeous version in a Murano glass canister is a surefire hit with fashion-forward sorts. They’ll use it for hours, literally, and then have a beautiful catchall after. (With Affirm, get it for 4 interest-free payments of $13).



Wave Murano Glass Candle $75


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Zales Hollow Paper Clip Link Chain Bracelet

Courtesy of Zales.

Courtesy of Zales.

The paper-clip chain is a favorite add-on for fashionable wrists. Chunkier than a dainty bracelet, it avoids feeling clunky due to the light-as-air construction. (With Affirm, get it for 4 interest-free payments of $85).



Zales Hollow Paper Clip Link Chain… $449


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Alice + Olivia Eliana Smocked Crop Top

Courtesy of Alice + Olivia.

Courtesy of Alice + Olivia.

Every season a few aesthetic elements seize the hearts of fashion fans. Smocking and puffed sleeves are two of the biggest, making this dramatic top an easy pick. (With Affirm, get it for as low as $27/month).



Alice + Olivia Eliana Smocked Crop Top $295


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Prada Black Logo Platform Loafer Slip-On Mules

Courtesy of Tradesy.

Courtesy of Tradesy.

If the style-obsessed person you’re shopping for doesn’t already own a statement mule, trust us: They want a pair. (With Affirm, get them for as low as $81/month).



Prada Black Logo Platform Loafer… $1,283.50


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Rates from 0-30% APR. For example, an $800 purchase could be split into 12 monthly payments of $73 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.

This article was created by StyleCaster for Affirm.

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